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Construction Loan
At KriShiv In.Tech Private Limited, we understand that every business needs relAt KriShiv In.Tech Private Limited, we believe in turning your construction dreams into reality.iable financial support to thrive.
Build Your Vision with Tailored Financing
Since 2004, we’ve been empowering businesses and individuals across Gujarat with customized Construction Loan solutions to support the development of industrial and nonindustrial projects. Our Secured Construction Loans are designed to provide the financial backing you need to construct factories, warehouses, commercial complexes, or residential properties. With competitive rates, flexible terms, and a customer-first approach, we ensure a seamless financing experience for your construction journey.
Our Construction Loan Offerings
Our Secured Construction Loans cater to both industrial and nonindustrial projects, offering flexible financing against collateral to meet your specific construction needs. Partnering with leading banks and NBFCs, we provide transparent processes and expert guidance to help you build confidence.
1. Industrial Construction Loans (Secured)
Our Industrial Construction Loans are tailored for businesses looking to construct or expand industrial facilities such as factories, warehouses, manufacturing units, or logistics hubs.
Key Features
- Loan amounts up to ₹10 crore or higher, based on collateral value and project scope.
- Competitive interest rates starting at 8.75% p.a.*
- Flexible repayment tenures up to 15 years, with phased disbursals linked to construction progress.
- Covers costs for land development, construction, equipment installation, and related expenses.
- Transparent collateral valuation (e.g., land, existing property) and fast disbursal
Ideal For
Manufacturers, industrial entrepreneurs, or businesses expanding their operational infrastructure.
Eligibility
Businesses with a minimum turnover of ₹50 lakh p.a. and 2 years of operational history.
2. Nonindustrial Construction Loans (Secured)
Our Nonindustrial Construction Loans support individuals and businesses in building residential properties, commercial complexes, or mixed-use developments.
Key Features
- Loan amounts up to ₹5 crore or higher, depending on collateral value and project requirements.
- Attractive interest rates starting at 8.75% p.a.*
- Repayment tenures up to 15 years, with disbursals tied to construction milestones.
- Covers construction costs for homes, apartments, office spaces, retail outlets, or other nonindustrial projects.
- Streamlined process with expert assistance for property valuation and legal compliance.
Ideal For
Homeowners, real estate developers, or businesses constructing commercial or residential properties.
Eligibility
Individuals or businesses with acceptable collateral (e.g., land or property) and a stable repayment capacity.
Key Benefits of Our Construction Loans
Comprehensive Funding
Finance all aspects of your project, including land development, construction materials, labor, and approvals.
Phased Disbursals
Funds released in stages based on construction progress, ensuring efficient cash flow management.
Competitive Rates
Access some of the lowest interest rates in the market, starting at 8.75% p.a.*
Flexible Repayment
Enjoy extended tenures up to 15 years and customized repayment plans to suit your financial situation.
Tax Benefits
Avail tax deductions on interest paid for specific purposes (e.g., residential construction), as per applicable tax laws in India.
Quick Processing
Get loan approvals within 5-10 working days* for eligible applications, with swift fund disbursal.
Why Choose KriShiv In.Tech for Construction Loans?
With over 20 years of expertise in Gujarat’s financial sector, KriShiv In.Tech Private Limited is your trusted partner for construction financing. Here’s what sets us apart:
Expert Guidance
Our experienced team provides personalized advice to choose the right loan product for your industrial or nonindustrial project.
Technology-Driven Efficiency
Our advanced CRM and DMS systems ensure fast processing, easy tracking, and seamless loan management.
Trusted Financial Partnerships
We collaborate with leading banks and NBFCs to offer competitive loan products with transparent terms.
Customer-Centric Service
Our clients across Ahmedabad praise our prompt, courteous, and transparent approach, as reflected in our testimonials.
End-to-End Support
From project assessment to loan disbursal and repayment, we provide comprehensive assistance for a hassle-free experience.
Who Should Opt for Our Construction Loans?
Our Secured Construction Loans are ideal for:
- Businesses or entrepreneurs construct industrial facilities like factories, warehouses, or manufacturing units.
- Individuals or developers building residential properties, such as homes or apartment complexes.
- Businesses developing commercial spaces, including offices, retail outlets, or mixed-use properties.
- Applicants with collateral (e.g., land or property) seeking large-scale financing for construction projects.
- Real estate investors or builders aiming to fund new projects or expansions.
How It Works
Contact Our Team
Reach out via email at info@krishivintech.com or fill out our “Get Quote” form to discuss your construction loan needs.
Customized Loan Selection
Our experts assess your project details, collateral value, and financial profile to recommend the best loan option.
Seamless Application
Apply online or offline with minimal documentation, supported by our tech-enabled systems.
Fast Approval and Disbursal
Get loan approval within 5-10 working days* for most cases, with funds disbursed in stages based on construction progress.
Get loan approval within 3-7 working days* for most cases, with funds disbursed quickly.
Ongoing Support
Track your loan, manage repayments, and access dedicated support through our customer portal or team.
