House Hold Insurance

Household Insurance provides financial protection against loss or damage to your home and personal belongings due to events like fire, theft, natural disasters, or accidental damage.

What is House Hold Insurance?

Whether we own or rent, our homes and our possessions are precious. Choosing to insure them, and making sure you have the right insurance products for your circumstances, offers peace of mind and lowers the financial pain of repairing your home and replacing damaged or stolen belongings.

Salient Features of House Hold Insurance

All items having value of more than 5% (five percent) of the total sum insured under Section I B should be separately specified along with their values.
Under the All Risks Section (Section III) any article valued at more than 10% (ten percent) of the sum insured has to be separately specified along with its value.
Jewellery and valuables kept in the bank locker may also be covered on first loss basis.
There is no upper limit for sum insured either on building or contents.
The policy carries varying excess applicable to different sections.
There is no upper limit for sum insured either on building or contents.

Benefits of Health Insurance

Life is uncertain and health issues may occur anytime, thereby creating a financial burden for the insured’s family to arrange for finances at short notice or no notice at all
Keeps you financially prepared well in advance, despite rising expenses of medical treatments and hospitalization
Offers financial protection against most expenditures associated with health and medical treatments
The insured can focus on speedy recovery, while the insurance company takes care of the incurred expenses

Best Features of Health Insurance

Pre-hospitalization expenditures
Post-hospitalization expenditures
Day Care Procedures
AYUSH Treatment
Ambulance Cover
Check-ups
Emergency Evacuation