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Moneyback Plans
A Moneyback Plan is a type of life insurance policy that pays out a percentage of the sum assured at regular intervals during the policy term. On survival till maturity, you get the remaining sum assured along with applicable bonuses.
What is a Moneyback Plan?
If you’re someone who wants life insurance with the added bonus of periodic cashbacks, a Moneyback Plan is exactly what you need. At KriShiv In.Tech Private Limited, our moneyback plans are thoughtfully designed to give you financial security while rewarding you throughout the policy term.
How It Differs from Traditional Life Insurance
Unlike traditional endowment plans where benefits are paid only at the end, moneyback plans give you cash payouts every few years, making them ideal for planned expenses like education, marriage, or a dream vacation.
Why Moneyback Plans Are Smart for Modern Investors
In today’s fast-paced world, waiting 15 or 20 years for returns isn’t always practical. Moneyback plans offer a balanced approach—you get periodic money and still enjoy full life cover.
Key Features of KriShiv In.Tech Moneyback Plans
Periodic Payouts During Policy Term
You’ll receive regular cash returns at fixed intervals—typically every 4 or 5 years—based on your plan.
Lump Sum Benefit at Maturity
Once your policy matures, you get the remaining sum assured plus any applicable bonuses.
Life Insurance Coverage
In case of an unfortunate event, your nominee receives the full sum assured, regardless of previous payouts.
Tax Benefits and Exemptions
Get tax deductions under Section 80C, and the maturity amount is tax-free under Section 10(10D).
Premium Waiver and Riders Available
Add-on covers like Accidental Death Benefit, Critical Illness, and Premium Waiver Riders offer extra peace of mind.
Types of Moneyback Plans Offered
15-Year Moneyback Plan
Ideal for short-term savings and financial goals. Get periodic returns every 5 years and a lump sum at the end.
20-Year Moneyback Plan
A perfect fit for long-term financial planning—receive money at regular intervals to manage your evolving needs.
Child Education Moneyback Plan
Ensure your child’s future is secure with scheduled payouts aligned with key education milestones.
Retirement-Focused Moneyback Plan
Build a retirement corpus while getting cashbacks to handle current financial responsibilities.
Why Choose KriShiv In.Tech for Your Moneyback Plan
Guaranteed Benefits with Low Risk
We promise guaranteed returns with minimal market risk—ideal for risk-averse individuals.
High Claim Settlement Ratio
Our transparent and ethical claims process ensures your loved ones are protected, no matter what.
Customizable Plans According to Life Goals
Whether you’re planning for a wedding, home loan, or child’s education—we help you tailor your plan.
Seamless Digital Process
Apply, manage, and track your policy entirely online, with no paperwork and instant support.
Benefits of Moneyback Plans
Regular Income for Your Needs
Get timely payouts to handle life’s small and big expenses without touching your savings.
Financial Cushion During Milestones
From buying a car to planning your child’s future, your moneyback payouts arrive right on time.
Protection + Liquidity = Financial Flexibility
You stay insured and financially liquid—the best of both worlds.
Ideal for Goal-Based Planning
Align your policy payouts with important life goals, making financial planning stress-free.