Menu
Office/Commercial Loan
At KriShiv In.Tech Private Limited, we empower businesses and entrepreneurs to achieve their commercial property goals with our comprehensive range of Office and Commercial Loan solutions.
Fuel Your Business Growth with Tailored Financing
Since 2004, we’ve been a trusted partner in Gujarat’s financial landscape, offering customized financing for industrial properties, new or resale commercial spaces, and more. Whether you’re expanding your business, refinancing an existing loan, or seeking additional funds, our loan products are designed to deliver flexibility, competitive rates, and seamless service.
Our Office & Commercial Loan Offerings
Our diverse portfolio of commercial loan products caters to the unique needs of businesses, from startups to established enterprises. Partnering with leading banks and NBFCs, we ensure transparent processes and customer-focused solutions to help you succeed.
1. Industrial Loans
Looking to establish or expand your industrial setup? Our Industrial Loans provide financing for purchasing, constructing, or upgrading industrial properties such as factories, warehouses, or manufacturing units.
Key Features
- Loans up to 75% of the property value (subject to eligibility).
- Competitive interest rates starting at 8.50% p.a.*
- Flexible repayment tenures up to 20 years.
- Expert support for property valuation and legal compliance.
Ideal For
Manufacturers, logistics businesses, and industrial entrepreneurs seeking to acquire or develop industrial facilities.
2. New Commercial Loans
Invest in a new office or commercial space with our New Commercial Loans, designed for purchasing newly constructed properties like office buildings, retail spaces, or commercial complexes.
Key Features
- Financing up to 80% of the property value.
- Attractive interest rates starting at 8.50% p.a.*
- Repayment tenures up to 20 years for manageable EMIs.
- Streamlined application process with minimal documentation.
Ideal For
Businesses, professionals, and investors looking to own new commercial properties for offices, shops, or rental income.
3. Old/Resell Commercial Loans
Found the perfect pre-owned commercial property? Our Old/Resell Commercial Loans offer financing for resale offices, shops, or commercial spaces in established locations.
Key Features
- Loans for ready-to-move-in or pre-owned commercial properties.
- Quick approval and disbursal with online application options.
- Flexible repayment terms up to 20 years.
- Assistance with property valuation and legal due diligence.
Ideal For
Businesses or investors seeking cost-effective resale commercial properties for operational or rental purposes.
4. Top-Up Commercial Loans
Need additional funds for business expansion, renovations, or working capital? Our Top-Up Commercial Loans provide extra financing alongside your existing commercial loan.
Key Features
- Access up to ₹2 crore or higher, based on property valuation and eligibility.
- Use funds for business growth, equipment purchase, or property upgrades.
- Repayment tenures up to 20 years.*
- Fast processing with minimal documentation.
Ideal For
Existing commercial loan borrowers needing additional capital for business or property-related expenses.
5. Refinance Commercial Loans
Optimize your existing commercial loan with our Refinance Commercial Loans, designed to lower interest rates, reduce EMIs, or improve repayment terms.
Key Features
- Transfer your outstanding loan balance to us for rates as low as 8.50% p.a.*
- Combine refinancing with a top-up loan for additional funds.
- No prepayment or foreclosure charges for floating-rate loans.
- Simplified process with expert guidance.
Ideal For
Borrowers looking to reduce interest costs or adjust loan terms for better financial management.
6. Balance Transfer Commercial Loans
Switch your existing commercial loan to KriShiv In.Tech to benefit from lower interest rates and enhanced terms with our Balance Transfer Commercial Loans.
Key Features
- Transfer your outstanding loan balance after paying at least 6 monthly installments with your current lender.
- Competitive interest rates starting at 8.50% p.a.*
- Option to combine with a top-up loan for additional funding.
- Tax benefits on interest payments, as per applicable tax laws.
Ideal For
Businesses seeking lower EMIs, better repayment flexibility, or additional funds through a top-up.
7. Secured Commercial Loans (Loan Against Property)
Unlock the value of your commercial or industrial property with our Secured Commercial Loans, also known as Loans Against Property (LAP), to meet significant financial needs.
Key Features
- Borrow up to 70% of the property’s market value for business expansion, working capital, or other needs.
- Competitive interest rates and tenures up to 15 years.
- Transparent property valuation and quick disbursal.
- Flexible repayment options tailored to your cash flow.
Ideal For
Business owners, entrepreneurs, or property investors needing substantial funds for growth or operational requirements.
Why Choose KriShiv In.Tech for Commercial Loans?
With over 20 years of expertise in Gujarat’s financial sector, KriShiv In.Tech Private Limited is your reliable partner for commercial financing. Here’s what makes us stand out:
Tailored Solutions
Our experienced team customizes loan products to match your business goals and financial profile.
Technology-Driven Efficiency
Our advanced CRM and DMS systems ensure fast processing, easy tracking, and seamless loan management.
Trusted Financial Partnerships
We work with leading banks and NBFCs to offer you the best commercial loan products with competitive terms.
Customer-Centric Service
Our clients across Ahmedabad praise our prompt, transparent, and courteous service, as seen in our testimonials.
End-to-End Support
From application to disbursal and repayment, we provide comprehensive assistance for a hassle-free experience.
Who Should Opt for Our Commercial Loans?
Our commercial loan products are ideal for:
- Entrepreneurs and businesses looking to purchase or develop industrial or commercial properties.
- Investors seeking new or resale commercial spaces for rental income or operational use.
- Business owners needing additional funds for expansion, equipment, or working capital.
- Borrowers aim to optimize existing loans through refinancing or balance transfer.
- Property owners seek large-scale financing through secured loans against commercial or industrial assets.
How It Works
Contact Our Team
Reach out via email at info@krishivintech.com or use our “Get Quote” form to discuss your commercial loan requirements.
Customized Loan Selection
Our experts evaluate your business needs, property details, and financial profile to recommend the best loan option.
Seamless Application Process
Apply online or offline with minimal documentation, supported by our tech-enabled systems.
Quick Approval and Disbursal
Get loan approval within 72 hours* in most cases, with funds disbursed swiftly.
Ongoing Support
Track your loan, manage repayments, and access dedicated support through our customer portal or team.